Instant approval in 24-48 hours

Flexible Personal Loans — ₹50K to ₹20L

For weddings, travel, medical or any personal need

Calculate EMI

*T&C apply. Loan approval subject to eligibility.

Representative Example

Loan Amount

₹1,00,000

Tenure

24 Months

APR

9.5%

Monthly EMI

₹4,594

APR Range: 7.99% – 12%

Processing fee: 1-2% of loan amount + GST

Financial Transparency Hub

Representative Example

Loan ₹1,00,000 | 24 mo | 9.5% APR | EMI ₹4,594 | Total ₹1,10,256 (incl. fees)

APR: 7.99% - 12% Range: ₹50,000 - ₹20,00,000 Tenure: 12-120 Months Fee: Up to 3%
Lending Safety

Dhani Services Limited NEVER asks for any upfront cash/processing fee before loan approval.

RBI-Registered NBFC

Licensed & Regulated

256-bit SSL Secure

Bank-grade Encryption

24-48h Approval

Quick Disbursement

Simple Requirements

Get approved quickly with minimal documentation

Eligibility Criteria

  • Age: 21-58 years

    At the time of loan maturity

  • Minimum Income: ₹20,000/month

    Net monthly salary for salaried individuals

  • Employment: 6+ months

    Current employment tenure

  • Credit Score: 650+

    Better scores get better rates

KYC Documents

  • 1

    Aadhaar Card

    For identity & address verification

  • 2

    PAN Card

    Mandatory for financial KYC

  • 3

    Salary Slips (Last 3 months)

    Proof of income & employment

  • 4

    Bank Statement (Last 6 months)

    Salary account statement

💡 Tip: Upload clear scanned copies or photos for faster verification

EMI Calculator

Plan your loan with our easy EMI calculator

₹5,00,000
₹50K ₹20L
36 Months
12 Mo 60 Mo
9.5%
7.99% 12%

Monthly EMI

₹16,073

Total Interest

₹78,628

Total Amount

₹5,78,628

*This is an indicative calculation. Actual EMI may vary based on credit assessment.

Frequently Asked Questions

Got questions? We've got answers.

Ready to get started?

Apply now and get instant approval within 24-48 hours. No hidden charges, transparent terms.

Financial Transparency Disclosure

Representative Example: For a loan of ₹1,0,000 at an APR of 9.5% for 24 months, the monthly EMI would be ₹4,594. Final loan terms (including Interest Rate, Tenure & Fees) are determined by Dhani Services Limited based on credit assessment.

APR Range

7.99% - 12% p.a.

Repayment Tenure

12 - 120 Months

Processing Fee

Max 3% + GST

NBFC Partner

Dhani Services Limited