Quick Process
Understand typical timelines: applications reviewed within 24-48 hours. No hidden waiting periods.
Simple Documentation
Medical estimate or hospital invoice needed. We explain exactly what documents are required upfront.
Transparent Terms
All interest rates and fees disclosed clearly. No surprise charges. Read all terms before committing.
Flexible Repayment
Payment plans tailored to your situation. Repay over 12-60 months depending on the amount.
Secure & Private
Your medical information is protected. We use industry-standard encryption and never sell your data.
Compare Options
Don't rush decisions. Compare rates from multiple lenders. Ask about payment holidays and early repayment.
📊 Sample Repayment Timeline
Example: ₹5,00,000 loan at typical rates. Your timeline will vary based on your agreement.
Day 1-2
Application
Submit documents
Day 3-5
Review
Processing & verification
Day 6-7
Approval
Decision made
Day 8-10
Funding
Disbursement to hospital
Month 1
First EMI
Repayment begins
12-60M
Full Term
Complete repayment
⚠️ Important Safety Information
- No miracle claims: Medical financing helps spread costs. It's not a cure and doesn't replace medical advice.
- Read the fine print: Understand interest rates, processing fees, and all conditions before signing.
- Compare multiple lenders: Don't settle for the first offer. Shop around for the best rates and terms.
- Beware of scams: Legitimate lenders never guarantee approval upfront or ask for upfront fees before disbursement.
- Your credit matters: Your loan terms depend on your credit score and financial history. Ask lenders to explain your rate.
- Plan to repay: Only borrow what you can realistically repay. Default has serious financial consequences.
- Verify the lender: Check if they're registered with RBI (Reserve Bank of India) or relevant financial regulators.
- Ask questions: If something seems unclear, ask repeatedly until you understand completely.