RBI Registered NBFC
10 Year Tenure Available
50,000+ Happy Homeowners
Limited Time Offer

Home Loans from 7.99% APR — up to 10 years

Buy your dream home with flexible repayments tailored to your budget

Pre-Approved

Representative Example

Loan Amount

₹50,00,000

Interest Rate

7.99% APR

Tenure

10 Years

Monthly EMI

₹60,663

Total amount payable: ₹72,79,560 (Principal: ₹50,00,000 + Interest: ₹22,79,560). Rate may vary based on credit profile and property valuation.

EMI Calculator

Plan your home loan with our interactive calculator

₹50,00,000
₹5 Lakh ₹2 Crore
7.99%
6% 15%
10 Years
1 Year 10 Years

Monthly EMI

₹60,663

Total Interest

₹22,79,560

Total Payment

₹72,79,560

Payment Breakdown

Principal
Interest

Property Checklist

Ensure your property meets these requirements for loan approval

Title Document

Clear ownership proof with no legal disputes

Property Tax Receipt

Latest tax payment receipts for verification

Sale Deed

Registered sale agreement from seller

Simple 4-Step Process

Get your home loan approved in as fast as 48 hours

Apply

Fill out our simple online application

Verify

Document & property verification

Sign

E-sign your loan agreement

Disburse

Funds transferred to your account

Legal & Valuation Process

All properties undergo a mandatory legal verification and valuation process conducted by our empaneled experts. Legal verification ensures clear title and absence of encumbrances. Property valuation determines the fair market value for loan-to-value ratio calculation. This process typically takes 3-5 working days. Additional documentation may be requested based on property type and location.

Required Documents

  • Aadhaar Card / PAN Card
  • Passport / Voter ID / Driving License
  • Utility Bill / Bank Statement (for address)

For Salaried:

  • Latest 3 months salary slips
  • Form 16 / ITR for last 2 years
  • 6 months bank statement

For Self-Employed:

  • ITR for last 3 years
  • Balance Sheet & P&L Statement
  • Business registration documents
  • Sale Deed / Agreement to Sell
  • Title Documents (chain of ownership)
  • Approved Building Plan
  • Encumbrance Certificate
  • Property Tax Receipts
  • NOC from Society (if applicable)

Ready to Own Your Dream Home?

Join 50,000+ happy homeowners who trusted us with their home loan journey. Quick approval, competitive rates, and dedicated support.

No impact on credit score • Free consultation • 24/7 support

Home Loan Transparency Disclosure

Representative Example: For a home loan of ₹50,0,000 at an APR of 8.9% for 120 months, the monthly EMI would be ₹63,059. Final loan terms (including Interest Rate, Tenure & Fees) are determined by Dhani Services Pvt Ltd based on credit and property assessment.

APR Range

7.99% - 11% p.a.

Repayment Tenure

12 - 180 Months

Processing Fee

Max 1% + GST

NBFC Partner

Utthaan Corp Pvt Ltd