Trusted by 50,000+ customers

Instant Gold Loans — Safe & Fast

Unlock the value of your gold with our secure, transparent, and hassle-free loan process.

Instant Sanction

In 30 minutes

Secure Vault

Bank-grade security

Fair Valuation

Certified appraisers

Starting at

0.75% /month

Disbursed Today

₹2.5 Cr+

Simple Process

Get Your Loan in 4 Easy Steps

From bringing your gold to receiving funds — all in under 30 minutes

Step 1

Bring Your Gold

Visit any branch with your gold jewellery and valid ID proof

Step 2

Fair Valuation

Certified experts assess purity & weight with transparent pricing

Step 3

Pledge & Sign

Simple paperwork with digital documentation for quick processing

Step 4

Instant Disbursal

Receive funds directly to your bank account or in cash

Best Rates

Transparent & Competitive Interest Rates

Our rates are among the lowest in the industry with no hidden charges. Pay only for what you borrow.

Standard Loan

Up to ₹10 Lakhs

0.85%

per month

Premium Loan

Above ₹10 Lakhs

0.75%

per month

%

Processing Fee

One-time charge

0.50%

of loan amount

Quick Estimate Calculator

Estimated Gold Value ₹3,20,000
LTV (75%) ₹2,40,000
You Can Borrow ₹2,40,000
Your Gold is Safe

Bank-Grade Security & Insurance

We treat your gold like it's our own family heirloom

Secure Vault Storage

Triple-locked vaults with 24/7 armed security, biometric access, and tamper-proof packaging

RBI Compliant

100% Insurance

Your gold is fully insured against theft, fire, and natural disasters at no extra cost

Full Value Coverage

Complete Transparency

Watch live valuation, get detailed receipts, and track your gold status anytime via our app

Real-time Tracking
ISO 27001
RBI Registered
IRDAI Insured

Ready to Unlock Your Gold's Value?

Join thousands of customers who trust us with their gold. Get instant funds with the lowest interest rates.

No credit check required • Funds in 30 minutes • 100% secure

Gold Loan Transparency Disclosure

Representative Example: For a gold loan of ₹1,00,000 at a monthly interest of 0.75% (9% APR) for 12 months, the total interest would be ₹9,000. Final loan terms are determined by Dhani Services Pvt Ltd based on gold purity and weight.

APR Range

7.5% - 15% p.a.

Repayment Tenure

1 - 24 Months

Processing Fee

Min ₹99 + GST

NBFC Partner

Dhani Services Limited