Fund your dreams with competitive rates for undergraduate, postgraduate, MBA, MBBS, engineering, and professional courses
Plan your education financing with our interactive calculator
๐ก Tip: No EMI during study period! Repayment starts 6 months after course completion.
Loan Amount: โน20,00,000
Study Duration: 2 Years (MBA)
Repayment Period: 10 Years
Interest Rate: 9.25% p.a. (Variable)
Monthly EMI: โน25,614
Total Interest: โน10,73,680
Total Repayable: โน30,73,680
APR: 9.85%
*Representative example based on standard terms. Actual rates vary based on credit profile, collateral, and institution. Subject to eligibility and approval.
Flexible options for students and co-borrowers
Gather these documents for a smooth application process
Official admission/offer letter from institution
Detailed fee structure for entire course
Aadhaar, PAN, Passport (for abroad)
Marksheets of 10th, 12th & graduation
Salary slips / ITR of co-borrower
Last 6 months bank statements
Property papers (if applicable)
CAT/GMAT/GRE/IELTS scorecards
Reduce your loan burden
Up to 50% fee waiver for top performers with 90%+ scores
Financial assistance for EWS category students
0.25% interest rate concession for female students
Vidyalakshmi, CSIS & state-specific subsidies
Flexible repayment solutions
No EMI during course duration + 6 months grace period
Pay only interest during study to reduce total burden
Up to 12 months deferment in case of job loss
Prepay up to 25% annually without penalty
Get personalized loan offers in minutes. No impact on credit score.
Representative Example: For a loan of โน20,0,000 at an APR of 9.25% for 120 months, the monthly EMI would be โน25,614. Final loan terms are determined by Utthaan Corporation Pvt Ltd based on credit and institution assessment.
APR Range
8.25% - 12% p.a.
Repayment Tenure
Up to 15 Years
Processing Fee
Max 1% + GST
NBFC Partner
Utthaan Corp Pvt Ltd