Buy Now, Pay Later — Easy EMI for Appliances
Transform your home with premium appliances. Flexible payment plans from 3-24 months with transparent pricing and zero surprises.
50K+
Happy Customers
₹100Cr
Financed
4.8★
Rating
Refrigerator
From ₹25,000
Smart TV
From ₹30,000
Washing Machine
From ₹20,000
AC Unit
From ₹35,000
Smart EMI Calculator
See your exact monthly payment in real-time
Your Monthly Payment
₹4,166
*EMI at 12% p.a. varies by eligibility. No hidden charges.
Grow Your Sales
Integrate our EMI platform to help customers buy with flexible payments
API Integration
Simple REST APIs with full documentation. Live in 48 hours.
Real-time Dashboard
Track conversions, monitor approvals, and manage payouts instantly.
100% Settlement
Get full payment within T+1 day. Don't wait for customer EMIs.
Your Purchase Is Protected
Complete transparency and buyer protection with every transaction
Easy Return Policy
Return within merchant window? EMI auto-cancels. Refund in 5-7 days.
Replacement Support
Product replacement doesn't affect EMI. Continue payments seamlessly.
Data Security
Enterprise-grade encryption. RBI & NCRB compliant. ISO certified.
24/7 Support
Chat, email, or phone. Real humans. Available round the clock.
Important: Return policies are governed by individual merchants. EMI cancellation is subject to merchant approval. Please verify all terms before purchase.
Financial Transparency Hub
Representative Example
Loan ₹1,00,000 | 24 mo | 9.5% APR | EMI ₹4,594 | Total ₹1,10,256 (incl. fees)
Consumer Loan Transparency Disclosure
Representative Example: For a purchase of ₹50,000 at an APR of 12% for 12 months, the monthly EMI would be ₹4,442. Final loan terms (including Interest Rate, Tenure & Fees) are determined by Utthaan Corporation Pvt Ltd based on credit assessment.
APR Range
9% - 18% p.a.
Repayment Tenure
3 - 24 Months
Processing Fee
Max 3% + GST
NBFC Partner
Utthaan Corp Pvt Ltd