Trusted by 10,000+ SMEs

Working Capital & Growth Loans for SMEs

Quick approval for registered businesses

R
P
A
₹500 Cr+ disbursed this quarter

Financial Transparency Hub

Representative Example

Loan ₹1,00,000 | 24 mo | 9.5% APR | EMI ₹4,594 | Total ₹1,10,256 (incl. fees)

APR: 7.99% - 12% Range: ₹50,000 - ₹20,00,000 Tenure: 12-120 Months Fee: Up to 3%

Check Your Eligibility

Simple requirements to get started

2+ Years
Business Vintage
₹25 Lakh
Minimum Turnover
650+
Credit Score
Registered
Business Entity

Simple Documentation

Get your loan approved with minimal paperwork. We've simplified the process for busy business owners.

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GST Registration & Returns

Last 12 months GST returns for turnover verification

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ITR (Last 2 Years)

Income tax returns for financial assessment

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Company Registration

Certificate of incorporation / Partnership deed / Proprietorship proof

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Bank Statements

Last 6 months current account statements

DigiLocker Enabled

Paperless Process

Connect your DigiLocker for instant document verification

No physical document submission
Instant verification in minutes
Bank-grade security

Why Choose Us

Benefits designed for growing businesses

Fast Disbursal

Get funds in your account within 48 hours of approval. No waiting, no delays.

Flexible EMIs

Choose repayment tenure from 12-60 months. EMIs that fit your cash flow.

No Collateral

Unsecured loans up to ₹2 Crore. No property or asset pledge required.

Competitive Rates

Interest rates starting at 12% p.a. with transparent pricing, no hidden charges.

Dedicated Support

Relationship manager assigned to guide you through the entire process.

Top-Up Facility

Eligible for additional funding after 6 EMI payments with easy documentation.

"The entire process was incredibly smooth. I applied on Monday, got approved on Tuesday, and had ₹35 lakhs in my account by Thursday. This funding helped us expand to two new cities within 3 months."

RS
Rajesh Sharma
Founder, GreenLeaf Organics Pvt Ltd

Success Stories

See how SMEs like yours are growing with our funding

Manufacturing ₹75 Lakh

TechMach Industries: 3x Revenue Growth in 18 Months

A precision engineering company that used working capital loan to upgrade CNC machines and take on larger export orders.

3x
Revenue Growth
45
New Jobs Created
5
New Export Markets
E-commerce ₹50 Lakh

StyleHub: From Local Store to Pan-India D2C Brand

A fashion retailer that leveraged growth funding to build inventory and launch their online presence.

500%
Online Sales Growth
28
States Covered
10K+
Monthly Orders
Limited Time: 0.5% Processing Fee Waiver

Ready to Grow Your Business?

Get a personalized quote in under 2 minutes. No impact on your credit score.

100% Secure
No Spam Calls
Free Consultation

Business Loan Transparency Disclosure

Representative Example: For a business loan of ₹10,00,000 at an APR of 10.5% for 36 months, the monthly EMI would be ₹32,502. Final loan terms (including Interest Rate, Tenure & Fees) are determined by Dhani Services Limited based on credit assessment.

APR Range

8.99% - 15% p.a.

Repayment Tenure

12 - 60 Months

Processing Fee

Max 3% + GST

NBFC Partner

Dhani Services Limited

Fraud Warning

Dhani Services Limited NEVER ASKS FOR ADVANCE MONEY OR PROCESSING FEES BEFORE LOAN DISBURSEMENT.

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